Real rate data · Ontario

Term life insurance for a 29-year-old male non-smoker — $1,000,000, 20-year

In your twenties term life is nearly as cheap as it will ever be, and the rate you lock now holds for the whole term. At this size it is serious income replacement — enough to keep a family in the home and to replace the earnings the household depends on. A 20-year term lines up with the typical mortgage and the years children are at home. For a man aged 29, comparing carriers is where the biggest saving is.

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