Real rate data · Ontario

Term life insurance for a 28-year-old male non-smoker — $250,000, 20-year

In your twenties, term life is almost absurdly cheap — and you will never get a lower rate than right now. A $250,000 20-year policy for a man aged 28 costs a fraction of most people's phone bill, and locking it today keeps the premium flat for the whole term. The biggest mistake at this age is waiting until it costs more.

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