Ontario · Relationships for life — across generations.
Life insurance for Ontario business owners
If the business depends on you — or on a partner — a personal term quote is not the whole file. Key person and buy-sell are conversations. Habib works with owners, accountants, and mortgage brokers who need a licensed Ontario advisor they can send people to.
Key person
If one person leaving would stall revenue, lenders, or a sale, that is a key-person file. Coverage sits on that life so the company can hire, wait, or repay debt. Not an instant table. Quoted on the call.
Buy-sell / partnership
Two or more owners need a funded way to buy a deceased partner’s share so the family is paid and the remaining owners keep the company. Insurance is how that is usually funded. Structure depends on the shareholders’ agreement — bring that to the call.
Your own term, still
Most owners still need personal term life for the mortgage and the family, separate from the corporate file. Start with the instant term quote, then tell Habib there is a business attached.
For mortgage brokers, accountants, and realtors
If you send clients and want them handled by a licensed Ontario advisor — not a call centre — connect with Habib on LinkedIn or call (647) 512-7271. Relationships for life, across generations, includes the professionals who introduce the family.
Questions
- Can I get a key-person quote online?
- No instant table. Leave a number on the products page or call. Habib’s broker will call — usually Habib — and ask about the role, the revenue, and any loan that needs covering.
- Do you work with other advisors?
- Habib takes introductions from mortgage brokers, accountants, and realtors in Ontario. You stay in the relationship. He handles the insurance conversation.
Talk about a business file
Habib’s broker will call within one business hour — usually Habib. Or dial (647) 512-7271 now.